Employee benefits resource
Find the right coverage for your situation
Affordable health insurance programs are available through the State of California and the federal government. Choose what fits you best:
Expecting?
Pregnant? You may qualify for Medi-Cal
Pregnancy changes how eligibility is calculated — you may qualify even if you didn't before.
Coverage includes
- Prenatal care
- Labor & delivery
- Postpartum care
- Prescriptions
- Mental health services
- Newborn care
For everyone
Covered California health plans
Don't qualify for Medi-Cal? You may still get financial help to lower your monthly premiums and out-of-pocket costs.
Plans available
- Individual health insurance
- Family health insurance
- Dental plans
- Vision coverage
- Financial assistance based on household income
Age 65+ or disability
Medicare
For employees or family members age 65+, or those who qualify due to disability.
Missed open enrollment?
Life changes = new chances to enroll
You may enroll any time of year if you've recently experienced:
- Pregnancy (Medi-Cal eligibility may change)
- Birth or adoption of a child
- Marriage
- Loss of employer health insurance
- Reduction in work hours
- Change in household income
- Moving to California
100% free
Free enrollment help
Certified Enrollment Counselors will help you complete your application at no cost. Prefer to learn visually? These video walkthroughs cover the online application step by step.
Checklist
Before you apply — have these ready
- Government-issued photo ID
- Social Security Number (if applicable)
- Proof of California residency
- Recent pay stubs or proof of income
- Tax information (if available)
- Immigration documents (if applicable)